HEALTH INSURANCE
- Individual Health Insurance.
- Family Health Insurance.
- Critical Illness Insurance.
- Senior Citizen Health Insurance.
- Top Up Health Insurance.
- Worldwide Health Insurance Coverage
What Is Individual Health Insurance?
Individual health insurance offers medical coverage for a single individual, wherein the sum insured depends on the specific healthcare needs of that individual. The premium payable depends on varied factors, including the age of the insured person, his medical history, etc.
In individual health insurance plans, the benefits are extended to an individual only, therefore the person becomes eligible for individual sum assured rather than a floating sum assured. Such a plan is best suited for individuals looking for higher protection than a family floater plan and for those with greater health risks.The benefits of indiviual health cover Coverage offered for pre and post hospitalization charges.
Includes hospitalization expenditures and medical expenses like surgery, doctor’s consultation charges, hospital room rent, and diagnostic tests.
Coverage offered for critical illnesses.
Tax deductions available under Section 80D.
What is Family Health Insurance ?
Health insurance plans for family cover all the family members under one plan. You can cover yourself, your spouse, dependent children, dependent parents and even dependent parents-in-law. In fact, there are a some plans which allow you to cover your extended family too. So, family medical insurance plans are a one-stop health insurance solution for all your family members. They also allow health insurance for parents who need affordable health cover. It includes other major benefits as well like the premiums are affordable,Maternity coverage is allowed under many plans,You can opt for a comprehensive cover,New members can be easily added,You get tax benefits
What does the critical illness insurance cover?
Critical-illness plans often cover diseases like cancer, organ transplant, heart attack, stroke, renal failure, and paralysis, among others. There is no coverage if you're diagnosed with a disease that isn't on the specific list for your plan, and the list of covered illnesses varies from one plan to another.
What is senior Citizen Insurance?
Senior Citizen Health Insurance is a type of health insurance plan that covers medical expenses incurred by people above 60 years old. It offers preventive health check-up facilities to the elderly and cashless hospitalization at network hospitals of the insurance company.
How Does Top-up Health Insurance Work?
Insurance plan is an indemnity policy that provides additional medical coverage to people with an existing health insurance policy or an employer mediclaim policy. It allows people to get their medical expenses covered even if they have exhausted the sum insured of their regular health insurance policy.
What is worldwide health insurance coverage?
A global healthcare plan has been designed to seamlessly cover planned and unplanned medical treatments obtained worldwide. This worldwide coverage health insurance plan will pay for your medical treatments no matter where you are.